Monthly Archives: May 2019

How I Paid Off $20,000 in Student Loan Debt

student loan debt

Remember when you just graduated college?  The very last thing you ever thought about was student loan debt.

After all, you were so excited to take on the world.  You thought you had a plan for your life and, if you were lucky, you had a job lined up before graduation.

No, you didn’t worry about budgets.  You probably didn’t even know what debt was.  Wasn’t a bill something your parents paid?

Then, you get your first paycheck and it’s not as big as you would hoped.  Taxes and all other fun stuff rob you of that juicy gross income.  Further, you get smacked with a student loan bill that you may have not even realized existed.

When Anna and I were just starting out, we neglected to keep a budget.  We paid for the big television package that had all the interesting business channels that we enjoyed watching.  Yes, we are news and financial nerds.

One Saturday night, in particular, we sat down to watch some TV before bed and on came Dave Ramsey on the Fox Business Network.  His opening line was (which is all too familiar to us now) was about living like no one else, so that someday you can live like no one else.

That line really stuck with us.  And it lead to a big mindset shift for us.Continue reading

Investing for Beginners: How to Get Started

Investing for beginners 

So you’re ready to dive into investing! Great move! Trust us, it’s not nearly as intimidating as the so-called “pros” would have you think.

As a beginning investor, you probably have a lot of questions swirling in your head. When should I start investing? What are the best types of investments to pursue? Should I hire a financial advisor to make sure I don’t screw it up?

It can seem overwhelming, but have no fear. We’re here to answer those questions and provide you with a few simple steps to get your foot in the door. Before you know it, you’ll be investing your way to financial freedom! Let’s get started.

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